B-Class Asset Express Mid-Year Report: Volume and Quality Growth
In the current complex macroeconomic environment, capital liquidity management for enterprises has become particularly crucial. As an innovative financial infrastructure serving the real economy in the B-share market, B-Class Asset Express released its latest semi-annual operational report on August 3, 2026. The report shows that as of June 30, 2026, the platform's cumulative transaction volume has exceeded 120 billion yuan, a 28% increase compared to the same period last year, maintaining a high-growth trajectory. What's more noteworthy is that while rapidly expanding in scale, the platform's overall non-performing loan rate remains controlled at an extremely low level of 1.2%, demonstrating the continuous improvement of its underlying asset selection and risk control models.
Inventory Financing Emerges as New Growth Driver, Benefiting Manufacturing Enterprises
In terms of asset composition, traditional accounts receivable financing remains the cornerstone business of B-Class Asset Express, accounting for about 65%. However, the biggest highlight in the first half of 2026 is the explosive growth in the inventory financing sector. Through the deep integration of IoT technology and third-party smart supervision warehouses, B-share listed manufacturing enterprises efficiently convert raw materials, semi-finished products, and finished goods inventory into operating funds. The CFO of a Shanghai B-share listed auto parts manufacturer revealed that through the platform's rapid inventory financing, the fund disbursement time was shortened from several weeks of traditional banks to within 48 hours, greatly alleviating the funding pressure for inventory preparation caused by raw material price fluctuations.
Digital RMB Settlement Implementation: Cutting Circulation, Directly Supporting Real Economy
The most technically significant update in this mid-year report is the full integration of digital RMB settlement functions. Previously, B-Class Asset Express had already launched blockchain notarization functions to solve trust issues in asset circulation. Now, combining the "payment equals settlement" characteristic of digital RMB, the platform achieves "second-level reach" of financing funds from fund providers to financing enterprises.
Industry analysts point out that this improvement has profound regulatory and practical significance. In traditional asset monetization financing, funds are often easily misappropriated or detained in intermediate links. The traceability and smart contract functions of digital RMB ensure that financing funds are strictly used for designated purposes, directly used for upstream payments or supplementing real operating cash flow. This not only effectively prevents funds from illegally flowing into stock or real estate markets, but also thoroughly implements the policy direction of financial support for the real economy from a technical perspective. For B-share investors, this means that the financial statements of their portfolio companies will be healthier, and the risk of bad debts will be further reduced.
Pilot Expansion: Exploring Cross-Border B-Class Asset Monetization Channels
While serving the domestic real economy, B-Class Asset Express is also actively exploring cross-border asset businesses. The report mentions that the platform is researching pilot programs for asset monetization of cross-border accounts receivable and overseas warehouse inventory for B-share listed companies. As more B-share companies expand overseas, the new pain point is how to quickly repatriate and monetize qualified assets generated abroad. It is reported that this pilot will be prioritized among B-share foreign trade enterprises in free trade zones, utilizing the free trade account system to provide low-cost cross-border capital turnover support for B-share blue-chip companies.
Market Outlook: From "Asset Monetization" to "Asset Management"
As transaction volume breaks the 100 billion mark, the role of B-Class Asset Express is undergoing a transformation. It is no longer just an "emergency channel" to solve short-term funding needs, but is gradually evolving into an important tool for B-share companies to conduct dynamic asset management. Enterprises can flexibly combine and monetize existing accounts receivable and inventory based on market conditions and interest rate changes, thereby optimizing asset-liability structures.
For B-share investors, the stable operation of B-Class Asset Express also provides a new perspective for stock selection. Those enterprises that actively use the platform to optimize cash flow and reduce debt ratios often demonstrate stronger risk resistance and operational vitality. Against the backdrop of B-share market value re-evaluation, these real economy enterprises that are adept at using financial tools to revitalize existing assets undoubtedly have higher long-term investment value.
