In July 2026, Type-B Asset Express ushered in a major expansion -- the pilot scope was officially extended to the new energy industry chain, initially covering SMEs in three sectors: photovoltaic, energy storage, and wind power. As an innovative financing tool that revitalizes Type-B assets such as accounts receivable and inventory, Type-B Asset Express deeply integrated with green finance this time, providing new energy companies with efficient and low-cost working capital solutions. In the first month of the pilot, related companies completed over 30 billion yuan in financing through the platform, and asset turnover efficiency increased by 40% compared to traditional models, effectively alleviating cash flow pressure along the upstream and downstream of the chain.
Financing Pain Points in the New Energy Industry Chain: Long Payment Cycles, Difficult Collateral
The new energy industry is in a rapid development phase, but working capital issues have always been a bottleneck for SME growth. Taking the photovoltaic industry as an example, from component production to power station construction, payment cycles are typically over six months, and upstream suppliers often face the dilemma of "having orders but no cash". Energy storage and wind power companies face similar problems: equipment inventory ties up significant funds, while order payment cycles are long, forcing companies to rely on high-cost short-term borrowing to maintain operations. Traditional bank loans have high collateral requirements, and growth-stage new energy companies often lack fixed assets, making it difficult to obtain sufficient credit.
The intervention of Type-B Asset Express exactly filled this gap. By packaging Type-B assets such as accounts receivable and inventory into transferable standardized assets, companies can quickly cash out and obtain instant funding. A responsible person from a photovoltaic module company in Shanghai said: "In the past, applying for a bank loan took at least a month and required property mortgage. Now, through Type-B Asset Express, we obtained 20 million yuan financing in just 3 days with an annualized cost below 6%. It really solved an urgent problem."
Platform Innovation: Smart Risk Control and Green Rating
To ensure asset quality, the operator of Type-B Asset Express introduced a smart risk control system and a green asset rating model. The platform uses blockchain technology to achieve full-process traceability of accounts receivable and monitors the authenticity and payment cycles of each transaction in real time. At the same time, it collaborates with third-party assessment agencies to score companies on ESG indicators such as carbon emissions and energy consumption. Companies with higher green ratings enjoy lower financing rates and higher credit limits. This design encourages companies to transition toward green and low-carbon operations, forming a positive incentive mechanism.
"Assets in the new energy industry chain have natural green attributes. We have formulated a special Green Type-B Asset Assessment Guide based on industry characteristics, incorporating the depreciation rate and turnover efficiency of assets such as photovoltaic modules and energy storage batteries into the model." Ms. Chen, the platform's risk control director, introduced. Currently, the platform has controlled the non-performing loan ratio within 1%, far lower than similar financing products.
Pilot Results: 3 Billion Financing, 40% Efficiency Boost
According to data disclosed by Type-B Asset Express official, as of July 30, 2026, the new energy industry chain pilot has been running for one full month, completing over 300 financing transactions totaling 3.25 billion yuan. Among them, accounts receivable financing accounted for 65%, and inventory financing accounted for 35%. Participating companies cover sub-sectors such as photovoltaic cells, inverters, energy storage system integration, and wind turbine blades. The average time to obtain funds for financing companies was 4.2 days, shortened by 70% compared to traditional supply chain finance.
The improvement in asset turnover efficiency is particularly significant. Through the 'multi-level transfer' function, the platform enables tier-1 suppliers of core enterprises to split accounts receivable and transfer them to tier-2 and tier-3 suppliers, revitalizing the entire supply chain. A wind turbine blade manufacturer in Zhejiang said: "We not only obtained financing for ourselves but can also split the claims to pay upstream raw material suppliers, making the whole chain active."
Industry Significance: Green Finance and Dual Carbon Goals
This expansion of the Type-B Asset Express pilot to new energy is regarded by the industry as an important milestone in green finance innovation. Li Ming, an analyst at the China New Energy Industry Association, pointed out: "Type-B Asset Express precisely matches the short-term financing needs of new energy companies, and the use of funds is clear, helping to accelerate the implementation of photovoltaic and energy storage projects, and practically promoting the goal of achieving carbon peak by 2030." In addition, this model is highly replicable and is expected to be extended to broader carbon neutral fields such as charging piles, hydrogen energy, and carbon assets in the future.
From a macro perspective, the development of Type-B Asset Express has also brought new investment themes to the B-share market. As more new energy assets achieve efficient circulation through this channel, the profitability and cash flow of related companies will improve, thereby enhancing the investment value of the new energy sector among B-share listed companies. Investors can pay attention to those new energy blue-chip stocks that are deeply involved in Type-B Asset Express and have high-quality accounts receivable assets.
Challenges and Outlook: Standardization and Cross-Regional Promotion
Despite the impressive first-month results, the promotion of Type-B Asset Express in the new energy field still faces challenges. First, asset recognition standards are not yet unified across regions, and cross-provincial tax and legal issues need coordination. Second, some SMEs have low digitalization levels, making it difficult to meet the platform's data access requirements. In response, the platform operator stated that the next step will be to accelerate integration with local credit reporting platforms and tax systems, and develop lightweight mobile access solutions.
At the policy level, financial regulatory authorities have recently clearly stated their support for expanding the Type-B Asset Express pilot and encouraged exploring synergistic innovations with green bonds and carbon emission reduction support tools. It can be foreseen that in the second half of 2026, Type-B Asset Express will be implemented in more emerging industries, becoming a powerful tool to unblock the domestic economic cycle and serve the real economy.
In summary, the successful pilot of Type-B Asset Express in the new energy industry chain demonstrates the huge potential of Type-B asset financing models in specific industries. It not only solves corporate financing problems but also gives green assets the value recognition they deserve in the financial system. As the model matures and expands, Type-B Asset Express is expected to become an important bridge linking green industries and capital markets, opening new blue-chip value discovery paths for investors.
